Do you need a personal loan quickly, but have been denied by banks in Wisconsin? Have you been faced with only having two choices, payday lenders or a car title loan? You deserve to find a personal loan with rates you can afford and with terms you can live with. You do not have to settle for a payday lender or a car title loan, no matter what your credit score may be. We know how hard it can be to find a good personal loan lender in Wisconsin, which is why we have put together a list of reliable lenders that offer loans to residents of Wisconsin.
LendingClub is backed by the online bank WebBank, and they offer residents of Wisconsin personal loans regardless of credit score. They even accept loans for consumers who have under 600 on their FICO score. Your APR will range from 5.99% to 32.99% and terms can be as high as 5 years, giving you ample time to repay your debt. The best APR rates are for those with excellent credit, and people with scores under 620 can expect to pay 27% or higher interest. They allow you to borrow as little as $1000 and as high as $35,000. You can borrow the funds for whatever you wish, provided that the money is being spent legally.
Springleaf offers online loans to people in Wisconsin. If approved for a loan the funds can be wired to your bank account the following day via ACH transfer. Loans can be as low as only $1000 and as high as $25,000. They have a quick turn around time as far as the loan approval process goes, usually in as little as one hour. They can work with you on assuring the payments are better tailored to your unique financial needs so that you do not fall short on your other financial obligations while repaying the loan. The application only takes a few minutes so it is worth looking into. Your APR will vary according to your credit score and past credit history.
This is the last one on my list. They offer loans to residents of Wisconsin upwards of $35,000 and as little as $1000, however their best interest rate is steep, at 19.99% interest. People with poor credit can expect to pay higher than 31% interest with Avant. The good thing about Avant is they do approve loans that many other lenders would back away from, and of course they are less expensive than payday or car title loans. They surprisingly have a very high customer satisfaction rate, with 9 out of 10 who borrow from them recommending them for a loan, so that does speak volumes about the company. Customer service is U.S based and very friendly, and they offer a variety of payment methods. You can always check your rate without affecting your credit score, this is because they do a soft inquiry instead of a hard inquiry. It is worth checking what rate they will offer you if you have been denied elsewhere. You can also opt to speak to a loan officer if you have been denied a loan through them and have the chance to convince them to make the loan for you.